Wednesday, February 19, 2020

The Restructuring Sony Corporation Case Study Example | Topics and Well Written Essays - 250 words - 4

The Restructuring Sony Corporation - Case Study Example Another reason was to adjust the corporation to market changes. The 2001 restructuring is an example of a restructuring that was done to adjust to new market realities. 3. The restructuring efforts at Sony were realized to make the company more flexible and adaptive. As a conglomerate, the different types of businesses needed their own autonomy. The restructures at Sony decentralized the decision-making process. The unified dispersed management model was very effective at creating greater autonomy. 4. At Sony due to the segmentation of businesses and the decentralized nature of the operation, there was a lot of cultural diversity. Each business unit had its own corporate culture. The managers operated each business unit in an independent manner to a certain degree.  5. I believe that the dominant business culture at Sony is innovation. The reason for innovation and research and development is so important for Sony is because the company has so many different types of products and services.

Tuesday, February 4, 2020

FINANCIAL PLANNING AND WEALTH MANAGEMENT Essay Example | Topics and Well Written Essays - 3000 words

FINANCIAL PLANNING AND WEALTH MANAGEMENT - Essay Example Investing the entire sum of money in a single stock exposes the investor to the risk of that asset. So, in case when the price of that security falls in the market due to any reason, the investor will suffer huge losses. This, risk of concentration of money in a single stock is mitigated through diversification. As per the preliminary interview conducted with a married couple named Kevin and Katia we came to know the following details: Katia aged 43, is a primary school teacher earning ?35,000 per annum and contributes 7.6% of her gross annual salary to the Teachers’ Pension Scheme. Kevin aged 45, is a construction site project manager earning ?80,000 per annum and contributes 6% of his gross annual salary to a defined contribution scheme. The couple has two children – Tilly and Jemima aged 7 and 9 years. The couple seeks advice for their retirement planning that is after 17 years when Katia is 60. The couple would like to achieve a combined retirement income of approxi mately ?45,000 in today’s terms. ... Kevin has identified a range of investments that the couple might consider to help achieve their retirement planning objectives (including index-linked gilts, corporate bond funds, authorised investment funds and offshore equity funds) but is not sure about the option to choose. With an investment of ?10,000 annually a target of 7% is required to achieve their target objectives. Therefore, in this paper we would analyze and evaluate the various parameters to achieve the desired objectives and return. Part 1: Identification of Appropriate Investment Options Portfolio management is the fundamental work of investment management. It can be done by minimizing the risk through diversification. In order to manage an investment portfolio, three steps are considered by portfolio manager i.e. planning to execution to feedback. In the planning step, the objectives and policies of investment are formulated, strategic asset allocations are ascertained and capital market expectations are formed. I n the execution step, a portfolio is constructed by portfolio manager. And, in the feedback step, the portfolio manager examines and assesses the portfolio compared with the plan (Villanova, No Date, p.5). The steps discussed here were in the short form. Taking in account the large form, the portfolio manager have to consider the following steps in order to manage his investment portfolio. The steps are as follows: Specification of investment objectives: In order to manage an investment portfolio, the usual objectives sought by investors are capital appreciation, current income and safety of principals. Choice of asset mix: Asset mix decision is the most